Plan offerings for 2026
UnitedHealthcare Individual & Family plans offer new and enhanced benefits for Plan Year 2026 (PY26), to better serve our members. Here are some 2026 plan highlights:
- The $0 medication benefit1 has been expanded to include various medications for heart conditions, mental health, and opioid overdose
- $0 diabetes management benefits2 have been enhanced to now include pharmacy-provided supplies and oral medications
- Health Perks benefits will now offer $100 more than in previous years, for a total of $250 in product incentives3 available to members – a $150 reward for visiting their primary care provider (PCP), $50 for account-related actions, and $50 for completing a Health Risk Assessment (HRA)
- Community resources will now be available to members via their online portal at myuhc.com/exchange. This tool connects members to community-specific resources relevant to their needs, such as housing, food and more
We’re also continuing to offer some of our most valued benefits, including:
- One Pass Select4 free digital fitness classes for members 18+, as well as an option for members to buy up for additional benefits
- Virtual care options5, including urgent care visits that are often $0
- Walgreens 20% discount6 on Walgreens brand over-the-counter health and wellness products
For more information about PY26 benefits, go to Jarvis > Knowledge Center > Selling Resources to access state-specific benefit grids.
1 $0 medications & supplies apply to Tier 1 products in the Prescription Drug List in all states except NY and MA, when filled with a prescription at a network pharmacy. In NY, $0 medications are listed as $0 Copay. This does not apply to plans in MA. Find the cost of your medications at myuhc.com/exchange.2 Requires Type 1 or Type 2 diabetes diagnosis from a medical provider. Diabetic retinal eye exams limited to 1 exam per plan year. Includes certain lab tests specifically used to assess lipid levels, kidney function (including metabolic and urine), and glucose control (HgbA1C) in diabetics. Not available on all plans or in all states. $0 medications & supplies apply to Tier 1 products in the Prescription Drug List in all states except NY and MA, when filled with a prescription at a network pharmacy. In NY, $0 medications are listed as $0 Copay. This does not apply to plans in MA. Find the cost of your medications at myuhc.com/exchange.
3Members age 18 and over can earn up to a $250 reward on a prepaid Visa® card upon completion of eligible activities. To earn $50, complete the following activities: set up a UnitedHealthcare member account on myuhc.com/exchange, opt-in to all types of text messages, sign up for all paperless plan communications, and the subscriber of the plan signs up for Autopay of premiums on behalf of all members enrolled on the plan (not available in New Jersey). To earn $50, complete the health risk assessment available on myuhc.com/exchange (excludes members in a Copay Focus plan in partnership with Kelsey-Seybold Clinic in Texas). To earn $150, complete a primary care provider (PCP) visit. The PCP reward is earned after claim is processed and can take 6-8 weeks. Limit one reward per eligible member. Eligible members who are unable to participate in an available program may be permitted to earn the same reward by completing a reasonable alternative. Call the number on the back of your health plan ID card to learn more. If you receive access to certain reward funds with your Card, you agree to the terms and conditions available at HealthyBenefitsPlus.com/HealthPerks. Call 1-833-818-8692 for rewards balance. No Cash (except as required by law) or ATM Access. Fees and usage restrictions may apply. See cardholder terms for details. Issued by Citizens Alliance Bank, Member FDIC, pursuant to a license from Visa® U.S.A. Inc. (not available in New York or Massachusetts).
4One Pass Select® is a voluntary program featuring a subscription based nationwide gym network, digital fitness and grocery delivery service. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. Individuals should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for them. Purchasing discounted gym and fitness studio memberships, digital fitness or grocery delivery services may have tax implications. Members should consult an appropriate tax professional to determine if they have any tax obligations with respect to the purchase of these discounted memberships or services under this program, as applicable. One Pass Select is a program offered by One Pass Solutions, Inc. Subscription costs are payable to One Pass Solutions, Inc. (not available in New York or Massachusetts).
5Unless otherwise required, virtual care benefits are available only when services are delivered through a designated virtual network provider. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be always available, or in all locations, or for all members. Check your benefit plan to determine if these services are available. Data rates may apply. Certain prescriptions may not be available and other restrictions may apply.
6Walgreens discount valid until 12/31/26. Discount valid only for in-store purchases of eligible Walgreens brand health and wellness products by current members eligible for the UnitedHealthcare discount program. Discount cannot be used online. For a full list of Walgreens brand health and wellness products and exclusions, please visit www.walgreens.com/smartsavings. Not available in Washington, New York or Kelsey-Seybold plans in Texas.

10/4/2025 - 11/22/2025 - Mon - Fri 7am – 9pm CST Sat 8am – 5pm CST
11/27/2025 - Closed for Thanksgiving
11/28/2025 - 11/30/2025 8am - 5pm CST
12/1/2025 - 12/7/2025 Mon - Sun 7am - Midnight CST
10/4/2025 - 11/22/2025 - Mon - Fri 7am – 9pm CST Sat 8am – 5pm CST
11/27/2025 - Closed for Thanksgiving
11/28/2025 - 11/30/2025 8am - 5pm CST
12/1/2025 - 12/7/2025 Mon - Sun 7am - Midnight CST