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Plans for

Medicare Advantage plans 14 plans

These plans include all the same benefits of Original Medicare, plus many include additional coverage for dental, vision and hearing and an over-the-counter (OTC) credit. Most plans also include prescription drug coverage.

  • $0 or low monthly premiums

  • Credit for OTC products

  • Dental benefits

  • Vision benefits

Medicare Supplement insurance plans 11 plans

Also called Medigap, these plans help you pay for some of the out-of-pocket health care costs that Original Medicare doesn't pay for.

  • More comprehensive coverage for a higher premium

  • See any doctor who accepts Medicare patients

  • No referrals and no networks

  • More predictable out-of-pocket costs

Medicare Advantage Special Needs plans 7 plans

Special Needs plans are Medicare Advantage plans that help meet the needs of people who have specific severe and chronic diseases, certain health care needs, or who also have Medicaid coverage. These include Dual Special Needs plans, Chronic Special Needs plans and Institutional Special Needs plans. 

  • $0 or low monthly premiums

  • Credit for OTC, healthy food & utilities

  • Dental benefits

  • Routine transportation

Medicare prescription drug plans 2 plans

These plans help pay for prescription drugs and can be used with Original Medicare or Medicare Supplement plans.

  • Higher premiums for more extensive drug coverage

  • Low deductibles

  • Broad pharmacy network

  • $0 copay for most vaccines

Back to Medicare options

Medicare Advantage plans available for 2026

Plans starting in November or December 2026

Plans starting in January 2026 or later.

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Extra Help

Extra Help is a Medicare program
with benefits like:
  • •Lower monthly plan premium
  • •Lower prescription copays
  • •$0 drug deductibles
Learn More

AARP Medicare Advantage from UHC FL-0010 (HMO-POS)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$3,400
  • $0 Tier 1 and Tier 2 prescription copays
  • $0 PCP and $30 specialist visits
  • $0 copay for preventive dental
  • No OTC product coverage
  • $300 eyewear allowance and eye exam
  • Copays as low as $199 for hearing aids
  • No transportation coverage
View plan details

AARP Medicare Advantage from UHC FL-0006 (HMO-POS)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$3,800
  • $0 Tier 1 and Tier 2 prescription copays
  • $0 PCP and $45 specialist visits
  • $4,000 for covered dental services
  • $45 credit a quarter for OTC products
  • $150 eyewear allowance and eye exam
  • Copays as low as $199 for hearing aids
  • No transportation coverage
View plan details

AARP Medicare Advantage from UHC FL-0017 (PPO)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$6,700
  • $0 Tier 1 and Tier 2 prescription copays
  • $0 PCP and $45 specialist visits
  • $0 copay for preventive dental
  • No OTC product coverage
  • $300 eyewear allowance and eye exam
  • Copays as low as $199 for hearing aids
  • No transportation coverage
View plan details

AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$8,900
  • $0 PCP and $55 specialist visits
  • $0 copay for preventive dental
  • $70 credit a quarter for OTC products
  • $200 eyewear allowance and eye exam
  • Copays as low as $199 for hearing aids
  • No transportation coverage
No prescription drug coverage
Best for people who don't need drug coverage
View plan details

UHC Complete Care FL-14 (HMO-POS C-SNP)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$3,400
  • $0 Tier 1 and Tier 2 prescription copays
  • $0 PCP and $30 specialist visits
  • $0 copay for preventive dental
  • $39 credit every month for OTC and food
  • $300 eyewear allowance and eye exam
  • Copays as low as $199 for hearing aids
  • No transportation coverage
View plan details

UHC Dual Complete FL-Y5 (HMO-POS D-SNP)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$0
  • $0 copay for covered prescriptions
  • $0 PCP and $0 specialist visits
  • $4,000 for covered dental services
  • $349 credit for OTC,
  • $400 eyewear allowance and eye exam
  • $2,500 allowance for hearing aids
  • 72 trips for doctor and pharmacy visits
View plan details

UHC Dual Complete FL-Y4 (PPO D-SNP)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$0
  • $0 copay for covered prescriptions
  • $0 PCP and $0 specialist visits
  • $2,000 for covered dental services
  • $222 credit for OTC,
  • $250 eyewear allowance and eye exam
  • $2,200 allowance for hearing aids
  • 48 trips for doctor and pharmacy visits
View plan details

UHC Dual Complete FL-D002 (HMO-POS D-SNP)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$0 - $9,250
  • Prescription drug coverage
  • $0 - 20% PCP and $0 - 20% specialist visits
  • $2,000 for covered dental services
  • $229 credit for OTC,
  • $300 eyewear allowance and eye exam
  • $2,200 allowance for hearing aids
  • 36 trips for doctor and pharmacy visits
View plan details

UHC Dual Complete FL-D003 (PPO D-SNP)

Monthly premium
New Premium
$0 - $4.80
Original Premium
$0 - $4.80
Out-of-pocket maximum
$0 - $9,250
  • $0 copay for Tier 1 prescriptions
  • $0 - 20% PCP and $0 - 20% specialist visits
  • $1,500 for covered dental services
  • $139 credit for OTC,
  • $250 eyewear allowance and eye exam
  • $2,200 allowance for hearing aids
  • 36 trips for doctor and pharmacy visits
View plan details

AARP Medicare Advantage from UHC FL-0031 (Regional PPO)

See commission notes in Medicare Product Portal
Monthly premium
New Premium
$62
Original Premium
$62
Out-of-pocket maximum
$9,250
  • $0 copay for Tier 1 prescriptions
  • $0 PCP and $55 specialist visits
  • No dental coverage
  • No OTC product coverage
  • $200 eyewear allowance and eye exam
  • Copays as low as $199 for hearing aids
  • No transportation coverage
View plan details

AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$6,700
  • $0 copay for Tier 1 prescriptions
  • $0 PCP and $60 specialist visits
  • $1,500 for covered dental services
  • $30 credit a quarter for OTC products
  • $150 eyewear allowance and eye exam
  • Copays as low as $199 for hearing aids
  • No transportation coverage
View plan details

AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)

See commission notes in Medicare Product Portal
Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$9,250
  • $0 PCP and $55 specialist visits
  • $0 copay for preventive dental
  • No OTC product coverage
  • $150 eyewear allowance and eye exam
  • Copays as low as $199 for hearing aids
  • No transportation coverage
No prescription drug coverage
Best for people who don't need drug coverage
View plan details

UHC Dual Complete FL-D005 (Regional PPO D-SNP)

See commission notes in Medicare Product Portal
Monthly premium
New Premium
$0 - $4.80
Original Premium
$0 - $4.80
Out-of-pocket maximum
$0 - $9,250
  • $0 copay for Tier 1 prescriptions
  • $0 - 20% PCP and $0 - 20% specialist visits
  • $1,500 for covered dental services
  • $49 credit for OTC,
  • $150 eyewear allowance and eye exam
  • $1,500 allowance for hearing aids
  • No transportation coverage
View plan details

UHC Nursing Home Plan FL-F001 (PPO I-SNP)

Monthly premium
New Premium
$4.80
Original Premium
$4.80
Out-of-pocket maximum
$9,250
  • Prescription drug coverage
  • 20% PCP and $0 - 20% specialist visits
  • $0 copay for preventive dental
  • $145 credit a quarter for OTC products
  • $300 eyewear allowance and eye exam
  • $2,500 allowance for hearing aids
  • 36 trips for doctor and pharmacy visits
View plan details

Call to enroll UHC Nursing Home Plan FL-F001 (PPO I-SNP)

To enroll in this plan, call a UnitedHealthcare sales agent at 1-877-840-0872 / TTY 711 , 7 a.m. to 7 p.m. CT, 7 days a week.

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Medicare Prescription Drug plans available for 2026

Plans starting in November or December 2026

Plans starting in January 2026 or later.

AARP Medicare Rx Preferred from UHC (PDP)

PDP plans continue to be non-commissionable for all new enrollments. See your contract and associated amendments for details.
Monthly premium
New Premium
$119.10
Original Premium
$119.10
Tier 1: Preferred Generic
$5 copay
  • $0 deductible on Tier 1 and Tier 2 prescriptions
  • $0 copay for a 3-month supply of Tier 1 and 2 drugs with Optum® Home Delivery Pharmacy
  • $35 or less for a 1-month supply of covered insulin prescriptions
  • $0 copay for most Part D-covered adult vaccines including Shingrix®
  • $0 cost-share for all Medicare Part D-covered drugs in the Catastrophic Coverage stage
View plan details

AARP Medicare Rx Saver from UHC (PDP)

PDP plans continue to be non-commissionable for all new enrollments. See your contract and associated amendments for details.
Monthly premium
New Premium
$98.70
Original Premium
$98.70
Tier 1: Preferred Generic
$2 copay
  • $35 or less for a 1-month supply of covered insulin prescriptions
  • $0 copay for most Part D-covered adult vaccines including Shingrix®
  • $0 cost-share for all Medicare Part D-covered drugs in the Catastrophic Coverage stage
  • Take advantage of more than 65,000 network pharmacies nationwide
View plan details
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