Product Overview

Learn about all the types of plans that UnitedHealthcare offers.

2022 Medicare Advantage Plans

Medicare Advantage Plans

Medicare Advantage (MA) plans are health plan options approved by Medicare and offered by private insurance companies that are contracted by the federal government. MA plans provide Medicare Part A (hospital) and Medicare Part B (medical) coverage, and some plans include Medicare Part D (prescription drug) coverage.

Medicare Advantage plans typically provide additional benefits and services that Original Medicare does not cover. The following is not an exclusive list; please refer to our Product Positioning Sheets for the additional benefits available in your market by plan:

HouseCalls
Renew by UnitedHealthcare
Routine Hearing
Routine Vision
NurseLineSM
Fitness membership

Product Positioning Sheets provide an overview of plans in your area and are organized by Region and State. They also tell the story of our value proposition while helping you dig into the landscape of your market.

Plan Overview by Region and State

Medicare Supplement Plans

AARP® Medicare Supplement Insurance Plans

AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company or an affiliate are health insurance plans designed to supplement Original Medicare. They help pay some or all of the health care costs that Original Medicare does not cover (like copayments, coinsurance, and deductibles).  

UnitedHealthcare offers AARP Medicare Supplement Plans A, B, C, F, G, K, L, and N (except in Massachusetts, Minnesota and Wisconsin, which have different plans and plan designations). Each plan has specific benefits so consumers can find one to best meet their needs and budget. Use language highlighted in this messaging platform when discussing plan options with consumers. 

Note:

In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.

For UHICA plans in North Carolina, Ohio, South Carolina and Texas. You must only reference the materials for the UHICA plans if you received a separate email notification from UnitedHealthcare indicating you were initially selected to sell these plans. In North Dakota, all agents licensed, appointed and certified are permitted to sell UHICA plans. Helpful State-Specifc Tools

Prescription Drug (Part D) Plans

2022

AARP MedicareRx Walgreens (PDP)
Walgreens plan is designed for people who use fewer, primarily generic drugs, want a lower premium plan and can fill their prescriptions at Walgreens pharmacies

- Low monthly premium plan
- $0 copays for Tier 1 drugs at Walgreens pharmacies nationwide
- $0 deductible on Tier 1 prescriptions
- Drug copays as low as $0 for a 3-month supply with home delivery through Optum Rx

AARP MedicareRx Preferred (PDP) Plan
Preferred plan is designed for those who want a plan with the most extensive drug coverage and want access to a broad pharmacy network.

- $0 deductible on all covered prescription drugs
- $0 copay for Tier 1 and 2 drugs for 3-month supply with home delivery through OptumRx
- Low insulin copays for $35 up through the catastrophic stage

AARP MedicareRx Saver Plus (PDP) Plan
Saver Plus is designed for people who don’t take many prescription drugs and want low copays

- Copays as low as $1 through the Preferred Retail Pharmacy Network
- $3 Tier 1 copay for 3-month supply with home delivery through OptumRx

Prescription Drug Reference Guide

2022 Part D Plan and Benefits

Part D Senior Savings Model FAQ

Part D Senior Savings Model Insulins and Plans

Special Needs Plans

Dual Special Needs Plans (DSNP)

Dual SNPs focus on consumers who receive state assistance with cost sharing. These plans are tailored to low-income, aged and disabled people who need help to get the most from what is available to them through Medicare and Medicaid. Dual SNPs provide consumers with benefits in addition to the benefits covered by Original Medicare, such as routine eyewear and transportation to doctor appointments. Members must have Medicaid to enroll.

DSNP Product Positioning Sheets provide an overview of plans in your area and are organized by Region and State. They also tell the story of our value proposition while helping you dig into the landscape of your market.

Chronic Condition Special Needs Plans (CSNP)

Chronic Condition Special Needs Plans (SNP) are designed for Medicare eligible consumers diagnosed with chronic conditions such as diabetes, cardiovascular disorders and/or chronic heart failure. These plans offer benefits in addition to those covered by Original Medicare such as dental, vision, transportation, and routine podiatry. UnitedHealthcare offers a variety of Chronic Condition SNP options for Medicare eligible consumers.

Institutional Special Needs Plans (ISNP)

Institutional SNPs focus on consumers who reside in a contracted skilled nursing facility or assisted living communities and require an institutional level of care. Institutional SNPs may provide consumers with benefits in addition to the benefits covered by Original Medicare, such as routine eyewear and dental coverage (preventive and/or comprehensive).