Learn about all the types of plans that UnitedHealthcare offers.
Medicare Advantage (MA) plans are health plan options approved by Medicare and offered by private insurance companies that are contracted by the federal government. MA plans provide Medicare Part A (hospital) and Medicare Part B (medical) coverage, and most plans also include Medicare Part D (prescription drug) coverage. Medicare Advantage plans also include other benefits and services such as dental, vision, hearing and fitness that Original Medicare does not cover. UnitedHealthcare offers different types of Medicare Advantage plans (non-SNP, D-SNP, C-SNP, I-SNP) and plans include additional benefits and services beyond Original Medicare that may vary from plan to plan. Ultimately, our goal is to offer a plan to sell to meet the needs of every Medicare eligible consumer in the markets we serve.
The 2022 MA Product Positioning Sheets provide an overview of the individual Medicare Advantage plans in your area and are organized by Region and State. They also tell the story of our value proposition while helping you dig into the landscape of your market.
Plan Overview by Region and State
West
2022
Product Positioning Sheets are for agent use only (not consumer-facing) and can be used for reference/educational material but are not considered a source of truth. Approved plan materials like the Benefit Highlights should be used with consumers.
States included in the West Regions: Arizona, California, Colorado, Hawaii, Idaho, Nevada, New Mexico, Oregon, Utah and Washington
- Arizona
- Colorado
- Hawaii
- Idaho
- Montana
- Nevada
- New Mexico
- Northern California
- Oregon
- Southern California
- Utah
- Washington
- Wyoming
2021 Product Positioning Sheets
Central
2022
Product Positioning Sheets are for agent use only (not consumer-facing) and can be used for reference/educational material but are not considered a source of truth. Approved plan materials like the Benefit Highlights should be used with consumers;
States included in the Central Region: Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Oklahoma, South Dakota, Texas, and Wisconsin
- Illinois
- Indiana
- Iowa
- Kansas City
- Kentucky
- Michigan
- Minnesota
- Missouri
- Nebraska
- North Dakota
- Ohio
- Oklahoma
- South Dakota
- Texas
- Wisconsin
2021 Product Positioning Sheets
Northeast
2022
Product Positioning Sheets are for agent use only (not consumer-facing) and can be used for reference/educational material but are not considered a source of truth. Approved plan materials like the Benefit Highlights should be used with consumers.
States included in the Northeast Region: Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont, Virginia, Washington D.C. and West Virginia
- Connecticut
- Delaware
- Maine
- Maryland
- Massachusetts
- New Jersey
- New Hampshire
- New York
- Pennsylvania
- Rhode Island
- Virginia
- Vermont
- West Virginia
- Washington DC
2021 Product Positioning Sheets
Southeast
2022
Product Positioning Sheets are for agent use only (not consumer-facing) and can be used for reference/educational material but are not considered a source of truth. Approved plan materials like the Benefit Highlights should be used with consumers.
States included in the Southeast Regions: Alabama, Arkansas, Florida, Georgia, Louisisana, Mississippi, North Carolina, South Carolina, and Tennessee
- Alabama
- Arkansas
- Georgia
- Louisiana
- Mississippi
- North Carolina
- North Florida
- South Carolina
- South Florida
- Tennessee
2021 Product Positioning Sheets
AARP® Medicare Supplement Insurance Plans
AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company or an affiliate are health insurance plans designed to supplement Original Medicare. They help pay some or all of the health care costs that Original Medicare does not cover (like copayments, coinsurance, and deductibles).
UnitedHealthcare offers AARP Medicare Supplement Plans A, B, C, F, G, K, L, and N (except in Massachusetts, Minnesota and Wisconsin, which have different plans and plan designations). Each plan has specific benefits so consumers can find one to best meet their needs and budget. Use language highlighted in this messaging platform when discussing plan options with consumers.
Note: In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Eligibility/Availability
General Eligibility
The following eligibility rules apply for AARP Medicare Supplement applicants:
- Enrolled in Medicare Part A and Part B
- Both must be active at time of the plan effective date
- A resident of the state in which they are applying for coverage
- Age 65 or older
- AARP membership (may enroll at time of application
Plans are available to people under age 65 and disabled in some states. Please visit the Product Availability Charts for more information.
Note:
In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Your Guide
No Medicare Select Plans Available

























































Availability and Eligibility Guides
No Medicare Select Plans Available


















































AARP Medicare Select Availability
No Medicare Select Plans Available


























Rates & Underwriting
The Underwriting and Rate Guide provides state-specific details that assist you in quoting an AARP Medicare Supplement rate for consumers.
Underwriting requirements vary by state and product. Underwriting is used to determine eligibility and/or the rate, when applicable. Underwriting decisions are based on the information provided on the application as well as information received during the underwriting process.
Rate structures, discounts and rate guarantees also vary by state and product. Please refer to the state-specific information below for more information.
Note:
In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Underwriting and
Rate Guides
Not Applicable




































































































Plan Changer Rate
Not Applicable




















































Annual Rate Change
Not Applicable




























































Value Added Service
AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company (UHIC) and insured by UnitedHealthcare Insurance Company of America in North Dakota offer value-added services. Because Medicare supplement plans are standardized, one of the ways (aside from premium) that plans can be differentiated in the market is through value-added services.
Plan members can receive the following additional services at no additional cost. These services are separate from the Medicare supplement plan benefits and vary by state.
For New York Certificate holders, these offers are only available to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company of New York. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits and are subject to geographical availability.
For all other state Certificate holders, these offers are only available to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits, are not insurance programs, are subject to geographical availability and may be discontinued at any time.
Note that certain services are provided by Affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare.
AARP Membership Benefits Brochure
AARP Membership Benefits Flyer
Value Added Service
There are no current additional programs for this state.























































Additional Opportunities
Agent Directed Group Retiree Sales
Agents are now eligible to offer AARP® Medicare Supplement Plans to employer, municipality, union and school district retiree groups with 10 or more eligible retirees. Agents have a choice to assist with the enrollment for group sizes under 100 (Agent-Enrolled), or simply let UnitedHealthcare complete the retiree application process for any group size (Agent-Referred). Agents are eligible to receive compensation for either method of enrollment, as outlined in the contract amendment and group sales guidelines.
AARP Medicare Supplement Plans offer many benefits to groups and retirees, including flexible contribution levels, administrative ease, and affordable, stable rates
1. As with all Medicare Supplement Plans, AARP Medical Supplement Plans may also provide retirees with extra protection from Medicare's co-insurance and deductibles. In addition to more than 4.4 million individual AARP Medicare Supplement Plan members across the country1, UnitedHealthcare provides retiree health insurance solutions to more than 1,500 groups nationwide.
2. The more you sell, the more you can earn – it's that simple!
¹ From a report prepared for UnitedHealthcare Insurance Company by Gongos, Inc., “Substantiation of Advertising _Claims Concerning AARP Medicare Supplement Insurance Plans,” July 2021, www.uhcmedsupstats.com or _call 1-800-523-5800 to request a copy of the full report.
2 Internal company data January, 2022.
For more information, please review the eligibility and process information in addition to the group sales guidelines.
2022
AARP MedicareRx Walgreens (PDP)
Walgreens plan is designed for people who use fewer, primarily generic drugs, want a lower premium plan and can fill their prescriptions at Walgreens pharmacies
- Low monthly premium plan
- $0 copays for Tier 1 drugs at Walgreens pharmacies nationwide
- $0 deductible on Tier 1 prescriptions
- Drug copays as low as $0 for a 3-month supply with home delivery through Optum Rx
AARP MedicareRx Preferred (PDP) Plan
Preferred plan is designed for those who want a plan with the most extensive drug coverage and want access to a broad pharmacy network.
- $0 deductible on all covered prescription drugs
- $0 copay for Tier 1 and 2 drugs for 3-month supply with home delivery through OptumRx
- Low insulin copays for $35 up through the catastrophic stage
AARP MedicareRx Saver Plus (PDP) Plan
Saver Plus is designed for people who don’t take many prescription drugs and want low copays
- Copays as low as $1 through the Preferred Retail Pharmacy Network
- $3 Tier 1 copay for 3-month supply with home delivery through OptumRx
Prescription Drug Reference Guide
Part D Senior Savings Model FAQ
Part D Senior Savings Model Insulins and Plans

By using the Plan Search tool, it will allow you to explore all available plan options.
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